PayPal fees 2026, fully listed
PayPal’s merchant fees depend on where your buyer is and how the payment is funded: goods-and-services rates differ domestic versus international, with a separate micropayments rate and a markup when currencies convert. This page lists the complete schedule, per seller location — every rate sourced and dated.
Fees verified 2026-07-27 · PayPal 2026 schedule · paypal.com/us/business/paypal-business-fees
Tables are for reference — your numbers are what matter
Type your price, costs and shipping into the PayPal fee calculator and watch exactly what you keep, live.
Rates by seller location
| Seller location | Payment processing | Regulatory fee | VAT on fees |
|---|---|---|---|
| United States (USD) | 3.49% + $0.49 | — | — |
| United States · Micropayments (USD) | 4.99% + $0.09 | — | — |
| United Kingdom (GBP) | 2.9% + £0.30 | — | — |
| United Kingdom · Micropayments (GBP) | 5% + £0.05 | — | — |
| Eurozone (EUR) | 3.4% + €0.35 | — | — |
| Eurozone · Micropayments (EUR) | 5% + €0.05 | — | — |
Selling from United States — every fee line
The cost of receiving a commercial payment — a percentage plus a fixed amount per payment, set by your country and rate plan (standard or micropayments).
Added when the buyer’s PayPal account is outside your market grouping — EEA senders count as domestic for Eurozone accounts.
PayPal converts the receipt into your account currency at a 3% spread above the base exchange rate.
Amounts are a worked example — $45.00 item + $5.00 shipping charged, every optional fee switched on (ad-attributed sale at the standard tier) — so each line shows real money. Your numbers differ: run them in the calculator.
Selling from United States · Micropayments — every fee line
The cost of receiving a commercial payment — a percentage plus a fixed amount per payment, set by your country and rate plan (standard or micropayments).
Added when the buyer’s PayPal account is outside your market grouping — EEA senders count as domestic for Eurozone accounts.
PayPal converts the receipt into your account currency at a 3% spread above the base exchange rate.
Amounts are a worked example — $45.00 item + $5.00 shipping charged, every optional fee switched on (ad-attributed sale at the standard tier) — so each line shows real money. Your numbers differ: run them in the calculator.
Selling from United Kingdom — every fee line
The cost of receiving a commercial payment — a percentage plus a fixed amount per payment, set by your country and rate plan (standard or micropayments).
Added when the buyer’s PayPal account is outside your market grouping — EEA senders count as domestic for Eurozone accounts.
PayPal converts the receipt into your account currency at a 3% spread above the base exchange rate.
Amounts are a worked example — £45.00 item + £5.00 shipping charged, every optional fee switched on (ad-attributed sale at the standard tier) — so each line shows real money. Your numbers differ: run them in the calculator.
Selling from United Kingdom · Micropayments — every fee line
The cost of receiving a commercial payment — a percentage plus a fixed amount per payment, set by your country and rate plan (standard or micropayments).
Added when the buyer’s PayPal account is outside your market grouping — EEA senders count as domestic for Eurozone accounts.
PayPal converts the receipt into your account currency at a 3% spread above the base exchange rate.
Amounts are a worked example — £45.00 item + £5.00 shipping charged, every optional fee switched on (ad-attributed sale at the standard tier) — so each line shows real money. Your numbers differ: run them in the calculator.
Selling from Eurozone — every fee line
The cost of receiving a commercial payment — a percentage plus a fixed amount per payment, set by your country and rate plan (standard or micropayments).
Added when the buyer’s PayPal account is outside your market grouping — EEA senders count as domestic for Eurozone accounts.
PayPal converts the receipt into your account currency at a 3% spread above the base exchange rate.
Amounts are a worked example — €45.00 item + €5.00 shipping charged, every optional fee switched on (ad-attributed sale at the standard tier) — so each line shows real money. Your numbers differ: run them in the calculator.
Selling from Eurozone · Micropayments — every fee line
The cost of receiving a commercial payment — a percentage plus a fixed amount per payment, set by your country and rate plan (standard or micropayments).
Added when the buyer’s PayPal account is outside your market grouping — EEA senders count as domestic for Eurozone accounts.
PayPal converts the receipt into your account currency at a 3% spread above the base exchange rate.
Amounts are a worked example — €45.00 item + €5.00 shipping charged, every optional fee switched on (ad-attributed sale at the standard tier) — so each line shows real money. Your numbers differ: run them in the calculator.
What changed when
- 2026-07-27Full PayPal schedule re-verified against the official sources linked below.
Sources
- paypal.com/us/business/paypal-business-fees — checked 2026-07-27
- paypal.com/uk/business/paypal-business-fees — checked 2026-07-27
- paypal.com/ie/business/paypal-business-fees — checked 2026-07-27